The Housing Bank for Trade and Finance was established in Amman in the year 1973 as a Jordanian public limited shareholding company; whereas it started as a specialized bank in housing financing; with a capital amounting to half a million JD. After 24 years of establishment; the Bank entered into a new era of operation, when it diversified its scope and became a Comprehensive Commercial Bank in the year 1997. The Bank’s Capital was increased several times during the previous years, as the latest increment was performed during 2006when the capital was increased up to JD 252 million (equal to USD 355 million).
The first step for the bank’s geographical expansion outside Jordan was directed to Palestine; by establishing the first branch in Ramallah in September 1995, where this step was considered as a contribution from the bank in rebuilding the Palestinian economy. The capital for Palestine branches amounts to JD (35,450) thousand; with a network of 12 branches. Shareholders Equity reached JD (47,859) thousand as at the end of 2012.
It is worth mentioning that the Housing Bank is a powerful banking institution with a remarkable history and records, run by a successful and superior management that has a clear vision and correct work strategies. Ithas earned many high credit ratings from international auditing institutions during the previous years, where the bank has received many credit ratings from: (Moody's), (Standard & Poor’s), (Fitch), and (Capital Intelligence),in addition to winning the prestigious"Bank of the year – Jordan" award fromThe Banker (2003 , 2011)and from Euro money (2007).
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