The Housing Bank for Trade and Finance was established in 1973 as a public shareholding limited company to provide housing finance.

After 24 years of operations, the bank started a new era, when it was converted to a comprehensive bank, providing full commercial and investment banking services. The bank’s capital was increased several times, and currently amount of JD(252) million the equivalent of USD(355) .

Our Vision :

The Housing Bank for Trade & Finance (HBTF) is the preferred bank for customers.

Our Mission :

Provide innovated banking services of high quality to our retail and corporate customers, which meet their needs and exceed their expectations, in line with the latest developments in international financial & banking markets.

Our Policy :

Adopts total quality management T.Q.M to enhance the value of the firm, financially and socially, and increase ROE in order to become a leader in domestic & regional banking markets.

Our Values :

Customer satisfaction, welfare of employees, reward for quality performance and teamwork.

Continuous Leadership

• The largest retail bank in Jordan according to certain international rating agencies, with its wide range of diversified products & delivery channels.
• The largest brand network in Jordan, with 101 branches, and another 4 in Palestine and (1) in Bahrain  and subsidiary banks : Algeria, Syria in addition to representative offices in Abu Dhabi/ UAE, Tripoli/ Libya and Baqhdad/ Iraq.
• The largest ATM network in Jordan (168) ATM machines . 
• A leader in corresponding banks network, up to 500 banks around the world . 
• Leader in banking technology. It was described by certain international rating agencies as a leader in E-banking . 
• The first Bank in Jordan to introduce the call center service, and mobile bank service.
• The first Bank in Jordan to introduce virtual bank services.
• The first bank in Jordan & the Arab World to introduce mobile ATM on a van.
• The first bank in Jordan to introduce mutual investment fund services.
• The first bank in Jordan & Arab world to establish a children branch.
• The first bank in Jordan to apply control & risk self assessment.
• The first bank in Jordan to establish a Portal ( advanced interactive internal & external websites).
• A leader in obtaining several  international credit ratings. Where Capital Intelligence in 2006 raised the bank credibility grade from BBB+ to A- .
• Moodys in 2007 raised the bank credibility grade from D+ to C- .
• Continuous winning of international honorships and awards. The International Star-Golden Category & Platinum Category recently, from Business Initiative Directions BID.