Own your home starting from 5.75% interest rate
Easy approval conditions and competitive interest rates in addition to the below privileges.
- Financing up to 100% of the estimated property value
- Loan tenor up to 30 years including grace period
- Grace period up to 6 months in case of purchase and up to 24 months for construction
- Free credit card issuance fees for the first year only
- Interest rate starting from 5.75% for salaried customers
- Loan commission fees is 1% (only for the first year)
- Ability of finance Self- employed and Expatriates
- Ability to Buyout loans from other banks
- Guarantor is not required
Terms & Conditions:
- Minimum loan amount is JD 5,000
- Minimum loan tenor is 12 months
- Minimum income is JD 250
- Maximum DBR is 50% & up to 60% for Social Security Retirees
- Minimum age is 18 years and not to exceed 70 years at the end of loan tenor
- Minimum working experience is 3 months
Required documents:
- Valid national ID or valid passport for non-Jordanians
- Income verification letter, latest Salary Slip, Bank statement for the last 6 months
- Social security subscription letter
- Property organization Scheme, Site plan, construction license and property registration document and contract of sale
- Company registration certificate for entities, valid profession license, practice profession license and association membership certificate
- Property appraisal or construction cost
Note : The Bank has the right to request additional documents. .
How to apply?
- Contact our Call Center (ISKAN 24/7) at : +96265200400 , or the toll free number 080022111.
- Visit nearest branch.
For more information regarding APR, please click here.
All applications are subject to Housing Bank terms and conditions.
