The Housing Bank for Trade & Finance expanded its branch network on a wide scale in the Hashemite Kingdom of Jordan so as to enhance its distribution channels to effectively reach out to citizens in all the kingdom's Governorate. Then, the bank sought to offer its services in Palestine, where it inaugurated fifteen branches in the Palestinian National Authority areas .
Afterwards, HBTF started penetrating Arab markets. The first commercial branch was inaugurated in the Kingdom of Bahrain.
At a later stage, HBTF established subsidiary banks in Algeria , Syria and London . In addition, the bank opened representative offices in: