Get a personal loan to meet your personal needs.
The Housing Bank Personal Loan provides you with a range of solutions and financing programs to meet your personal needs.
Privileges:
- Financing up to 70,000 JD.
- Loan tenor up to 10 years.
- Grace period up to 6 months.
- Competitive interest rate.
- Free credit card issuance fees for the first year only.
- Life insurance coverage.
- Loan commission fees 1% (only for the first year).
- Guarantor is not required.
- Buy out loans from other banks for applicants with monthly salary over 500 JD.
Terms & Conditions:
- Minimum loan amount is JD 3,000.
- Minimum loan tenor is 12 months.
- Minimum income is JD 250 for the public sector and 350 JD for the private sector.
- Maximum DBR is 50% and up to 60% for Social Security Retirees.
- Minimum age is 18 years and not to exceed 70 years at the end of loan tenor.
- Minimum working experience is 4 months.
Required documents:
- Valid national ID or valid passport for non-Jordanians.
- Latest Salary Slip.
- Social security subscription letter.
- Income verification letter.
- Bank statement for the last 6 months.
- Company registration certificate for entities, valid profession license, practice profession license and association membership certificate.
Note: The Bank has the right to request additional documents. .
How to apply?
- Fill the Electronic Application .
- Contact our Call Center (ISKAN 24/7) at: +96265200400, or the toll free number 080022111.
- Visit nearest branch.
For more information regarding APR, please click here.
All applications are subject to Housing Bank terms and conditions.
